DFCC Virtual Wallet

DFCC Virtual Wallet

DFCC Virtual Wallet is a cashless and cardless unique service which enables you to breeze through a wide array of financial and non financial transactions using your mobile devices at anytime anywhere.



How to get started

You do not need to have an account with the bank to hold a Virtual Wallet.

STEP 1 Apply for a DFCC Virtual Wallet account

STEP 2 Sign the paperwork

STEP 3 Download the app from the links below


  • Transfer to and from Bank Accounts.
  • Purchase goods and services.
  • Pay bills.
  • Transfer funds between Wallets.

Wallet Features

  • Check Account balance.
  • Send Money.
  • Request Money.
  • Bill Payments.
  • Gift Cards.
  • Pay at Merchants.


  • Be a resident of Sri Lanka.
  • Have smart phone with mobile connection.
  • Be over 18 years of age.


Merchants Benefits

  • Reduce transaction costs.
  • Immediate credit for transactions.
  • Additional payment acceptance method.
  • Better cash management.
  • Speedy and paperless payment option.
  • Ability to reach a wider customer base.
  • Transact anytime, anywhere from your mobile.
  • Integrate to POS for face-to-face transactions.
  • 24 Hour customer service.
  • Check account balance.
  • Receive SMS alerts on transactions.
  • Integrate to website to facilitate e-commerce transactions.

Merchant Categories

  • Supermarkets
  • Health & Beauty
  • Restaurant
  • Clothing & Accessories
  • Online Store
  • Electronics
  • Travel


  • Be a resident or a business registered in Sri Lanka.
  • Maintain a current account or a savings account in the bank.

Download DFCC Virtual Wallet


Terms & Conditions

Download Application