DFCC Virtual Wallet

DFCC Virtual Wallet

DFCC Virtual Wallet is a cashless and cardless unique service which enables you to breeze through a wide array of financial and non financial transactions using your mobile devices at anytime anywhere.



How to get started

You can now register for DFCC Wallet

Method 01 – Register Via Debit Card

1. Download the Virtual Wallet app.
2. Select the ” Debit Card Sign Up” option.
3. Enter your Mobile Number.
4. Enter the 16 digit Debit Card Number.
5. Enter your Debit Card PIN number.

Once the above details are verified, you will receive an OTP to the mobile number provided.

6. Enter the OTP, if the entered OTP is valid, your wallet will be created and an initial login PIN will be sent to your mobile number. ”

Method 02 – Register Via Apply Now Feature

1. Download the Virtual Wallet app.
2. Select the “Apply now” option.
3. Enter your Mobile Number and your NIC or Passport number.
4. Click on “Next” and fill in the details.

The application will be referred to the selected branch and a bank official will get in touch with you.

Wallet Features

  • Bill Payments.
  • Fund transfers to other banks via CEFT.
  • Pay Other Bank Credit Cards via CEFT.
  • Send Money.
  • Request Money.
  • Check Credit Card Limit, available balance, Payment due dates, Minimum Payment Due, Cashback rewards earned and the Last 3 months statements.
  • Check balances of all current and savings accounts along with the last 5 transactions.
  • Check fixed deposit balances, tenure, interest rate and maturity date.
  • Check loan balances, due amounts and the next payment date.
  • Fund transfers with any DFCC Bank Account.
  • Manage funding sources.
  • Option to add a nickname to favorite transactions.


  • Be a resident of Sri Lanka.
  • Have smart phone with mobile connection.
  • Be over 18 years of age.


Merchants Benefits

  • Reduce transaction costs.
  • Immediate credit for transactions.
  • Additional payment acceptance method.
  • Better cash management.
  • Speedy and paperless payment option.
  • Ability to reach a wider customer base.
  • Transact anytime, anywhere from your mobile.
  • Integrate to POS for face-to-face transactions.
  • 24 Hour customer service.
  • Check account balance.
  • Receive SMS alerts on transactions.
  • Integrate to website to facilitate e-commerce transactions.

Merchant Categories

  • Supermarkets
  • Health & Beauty
  • Restaurant
  • Clothing & Accessories
  • Online Store
  • Electronics
  • Travel


  • Be a resident or a business registered in Sri Lanka.
  • Maintain a current account or a savings account in the bank.

Download DFCC Virtual Wallet

*not compatible for Harmony OS(Huawei) and will be available soon.


Terms & Conditions

Download Application