Life Insurance

Life Insurance

DFCC Bank has exclusively partnered with AIA Insurance Sri Lanka (AIA) to offer Life Insurance related products to the bank customers.

Categories

Categories

  • Savings
  • Health
  • Retirement
  • Education

Next Gen pensions & Savings

Smart Wealth

AIA smart wealth is a flexible plan that’s designed to ensure that you and your family stay protected through the highs and lows, of life

Smart wealth offers you

  • Long term protection for a short Premium Paying Term.
  • A Lump Sum at maturity or a Monthly Pension.
  • An attractive Loyalty Reward.
  • A Life Insurance benefit for your family if you pass away.
  • A fund your family can use if and when you are no longer around.
  • AIA Smart Wealth is a plan that creates and protects your wealth.

AIA Easy Pensions

Our latest packaged pensions product allows customers to select the retirement solution they need in 3 easy steps.

  • Four premium amounts and Life benefit options to choose from.
  • A professionally managed fund that grows each year.
  • An option of a lump sum or a monthly pension at retirement.

AIA Smart Pensions

A comprehensive retirement solution for individuals who desire greater investment choice to build their retirement fund.

  • A monthly pension up to a period of 10-30 years upon reaching the retirement age.
  • Monthly pension for your spouse or child should the unforeseen occur.
  • An in-built life cover of up to two times the annual basic premium.
  • Ability to withdraw funds in an emergency.
  • An investment choice to invest the Pension Fund in i- options ranging from Treasury Bills to the Stock Market

Health

AIA Health Protector

Our comprehensive health with life protection product is designed to help individuals and families protect themselves.

  • Worldwide coverage for hospital expenses up to Rs. 50 million, until age 70
  • Worldwide cashless hospitalisation
  • Coverage for 250 surgeries & 136 one-day surgeries
  • Second medical opinion – World Renowned Medical Expertise from anywhere in the world
  • Coverage for 37 critical illnesses including Cancer, Heart Attack, Stroke & Kidney Failure
  • Daily cash income up to Rs. 20,000 per day, to deal with any unexpected expenses due to hospitalisation
  • Flexibility to withdraw funds in an emergency
  • A Life Insurance Benefit for the family, if you pass away (your family can choose to continue your policy and continue to stay protected)
  • The self-pay option
  • No claim privileges that double your health cover over 4 years
  • A large Health Fund at maturity so you can continue to afford quality healthcare even after policy maturity
  • Covers maternity, Ayurvedic treatments, Dental treatments, and Medical check ups.

Retirement

AIA Easy Pensions

Our latest packaged pensions product allows customers to select the retirement solution they need in 3 easy steps.

  • Four premium amounts and Life benefit options to choose from
  • A professionally managed fund that grows each year
  • An option of a lump sum or a monthly pension at retirement

AIA Smart Pensions

A comprehensive retirement solution for individuals who desire greater investment choice to build their retirement fund.

  • A monthly pension up to a period of 10-30 years upon reaching the retirement age
  • A monthly pension for your spouse or child should the unforeseen occur
  • An in-built life cover of up to two times the annual basic premium
  • Ability to withdraw funds in an emergency
  • An investment choice to invest the Pension Fund in investment options ranging from Treasury Bills to the Stock Market

Education

AIA Education Plan

For parents who have the need for a guaranteed education fund for their children, even if they are not around.

  • In-built Life cover that can be customized to suit your needs
  • A loyalty reward of up to 400 per cent of the annual basic premium at the 10th policy anniversary
  • The education fund increases based on the annually declared dividend rates
  • A guaranteed education fund at maturity even if the life assured is not there

Fairfirst Dengue and Influenza insurance cover

  • A policy act as a safety net in the event of hospitalization due to dengue fever or influenza virus fever.
  • There is an exclusive offer discount of 12.5% for DFCC Credit card holders.

Visit the nearest DFCC Bank branch for more information.