Life Insurance

Life Insurance

DFCC Bank has exclusively partnered with AIA Insurance Sri Lanka (AIA) to offer Life Insurance related products to the bank customers.

Categories

Categories

  • Savings
  • Health
  • Retirement
  • Education

Next Gen pensions & Savings

Smart Wealth

AIA smart wealth is a flexible plan that’s designed to ensure that you and your family stay protected through the highs and lows, of life

Smart wealth offers you

  • Long term protection for a short Premium Paying Term.
  • A Lump Sum at maturity or a Monthly Pension.
  • An attractive Loyalty Reward.
  • A Life Insurance benefit for your family if you pass away.
  • A fund your family can use if and when you are no longer around.
  • AIA Smart Wealth is a plan that creates and protects your wealth.

AIA Easy Pensions

Our latest packaged pensions product allows customers to select the retirement solution they need in 3 easy steps.

  • Four premium amounts and Life benefit options to choose from.
  • A professionally managed fund that grows each year.
  • An option of a lump sum or a monthly pension at retirement.

AIA Smart Pensions

A comprehensive retirement solution for individuals who desire greater investment choice to build their retirement fund.

  • A monthly pension up to a period of 10-30 years upon reaching the retirement age.
  • Monthly pension for your spouse or child should the unforeseen occur.
  • An in-built life cover of up to two times the annual basic premium.
  • Ability to withdraw funds in an emergency.
  • An investment choice to invest the Pension Fund in i- options ranging from Treasury Bills to the Stock Market

Health

AIA Health Protector

Our comprehensive health with life protection product is designed to help individuals and families protect themselves.

  • Worldwide coverage for hospital expenses up to Rs. 20 million, until age 70
  • Worldwide cashless hospitalisation
  • Coverage for 250 surgeries & 136 one-day surgeries
  • Second medical opinion – World Renowned Medical Expertise from anywhere in the world
  • Coverage for 37 critical illnesses including Cancer, Heart Attack, Stroke & Kidney Failure
  • Daily cash income up to Rs. 20,000 per day, to deal with any unexpected expenses due to hospitalisation
  • Flexibility to withdraw funds in an emergency
  • A Life Insurance Benefit for the family, if you pass away (your family can choose to continue your policy and continue to stay protected)
  • The self-pay option
  • No claim privileges that double your health cover over 10 years
  • A large Health Fund at maturity so you can continue to afford quality healthcare even after policy maturity

Retirement

AIA Easy Pensions

Our latest packaged pensions product allows customers to select the retirement solution they need in 3 easy steps.

  • Four premium amounts and Life benefit options to choose from
  • A professionally managed fund that grows each year
  • An option of a lump sum or a monthly pension at retirement

AIA Smart Pensions

A comprehensive retirement solution for individuals who desire greater investment choice to build their retirement fund.

  • A monthly pension up to a period of 10-30 years upon reaching the retirement age
  • A monthly pension for your spouse or child should the unforeseen occur
  • An in-built life cover of up to two times the annual basic premium
  • Ability to withdraw funds in an emergency
  • An investment choice to invest the Pension Fund in investment options ranging from Treasury Bills to the Stock Market

Education

AIA Education Plan

For parents who have the need for a guaranteed education fund for their children, even if they are not around.

  • In-built Life cover that can be customized to suit your needs
  • A loyalty reward of up to 400 per cent of the annual basic premium at the 10th policy anniversary
  • The education fund increases based on the annually declared dividend rates
  • A guaranteed education fund at maturity even if the life assured is not there

Fairfirst Dengue and Influenza insurance cover

  • A policy act as a safety net in the event of hospitalization due to dengue fever or influenza virus fever.
  • There is an exclusive offer discount of 12.5% for DFCC Credit card holders.

Visit the nearest DFCC Bank branch for more information.