Easy Payment Plan

Easy Payment Plan

Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 36 months, with a nominal processing fee.

  • You can convert any of your transactions above Rs.10,000/- in to an EPP subject to a handling fee.

  • The minimum amount for conversion is Rs.10,000/- and the maximum amount for conversion would be Rs.600,000/-.

  • Cardholder can pay back in equal monthly installments up to 3, 6, 7, 9 and 12 months subject to a handling fee.

  • Available tenors and processing fee is as follows:
    • Tenure 03 Months 06 Months 07 Months 09 Months 12 Months
    Per Month Processing Fee 3.00% 1.79% 1.57% 1.33% 1.29%

  • Standard setup fee of Rs.1,500/- will be charged to the Credit Card Account when setting up the Easy Payment Plan Facility.

  • In order to convert a transaction to an EPP, the Cardholder should call the 24 hour Contact Centre on 0112350000 within 14 days of performing the transaction.

  • The total amount of the plan will be blocked from the available card balance.

  • The monthly installments will be debited to the card account and the amount represents a split of capital and handling fee.

  • If the Cardholder defaults the minimum payment on the due date, the Bank reserves the right to foreclose the EPP outstanding and debit the entire outstanding amount.

  • In case a Cardholder wishes to settle the EPP prior to the expiry of the tenor, a written request should be submitted by the Cardholder an early settlement fee of 4% shall be charged on the outstanding amount of the EPP.

  • Easy Payment Plan conversion will not be valid for Fuel,Casino and Gambling transactions.

  • Easy Payment Plan conversion is not valid for cash advances and commercial purpose transactions.

  • A transaction, including the processing fee can be converted for Easy Payment Plan only within the assigned credit limit.


Application form