Easy Payment Plan

• You can convert any of your transactions above Rs.10,000/- in to an EPP subject to a handling fee.


• The minimum amount for conversion is Rs.10,000/- and the maximum amount for conversion would be Rs.600,000/-.


• Cardholder can pay back in equal monthly installments up to 3, 6, 12, 24 and 36 months subject to a handling fee.


• Available tenors and handling fee is as follows:

Tenure	03 Months	06 Months	12 Months	24 Months	36 Months
Processing Fee	1.33%	0.96%	0.88%	0.73%	0.61%



• In order to convert a transaction to an EPP, the Cardholder should call the 24 hour Contact Centre on 0112350000 within 14 days of performing the transaction.


• The total amount of the plan will be blocked from the available card balance.


• The monthly installments will be debited to the card account and the amount represents a split of capital and handling fee.


• If the Cardholder defaults the minimum payment on the due date, the Bank reserves the right to foreclose the EPP outstanding and debit the entire outstanding amount.


• In case a Cardholder wishes to settle the LOC prior to the expiry of the tenor, a written request should be submitted by the Cardholder an early settlement fee of 4% shall be charged on the outstanding amount of the EPP.

Application form