Easy Payment Plan

Easy Payment Plan

Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 24 months, with a nominal processing fee.

  • You can convert any of your transactions above Rs.10,000/- in to an EPP subject to a handling fee.

  • The minimum amount for conversion is Rs.10,000/- and the maximum amount for conversion would be Rs.600,000/-.

  • Cardholder can pay back in equal monthly installments up to 3, 6, 12, 24 and 36 months subject to a handling fee.

  • Available tenors and handling fee is as follows:
    • Tenure03 Months06 Months12 Months24 Months36 Months
    Processing Fee1.33%0.96%0.88%0.73%0.61%

  • In order to convert a transaction to an EPP, the Cardholder should call the 24 hour Contact Centre on 0112350000 within 14 days of performing the transaction.

  • The total amount of the plan will be blocked from the available card balance.

  • The monthly installments will be debited to the card account and the amount represents a split of capital and handling fee.

  • If the Cardholder defaults the minimum payment on the due date, the Bank reserves the right to foreclose the EPP outstanding and debit the entire outstanding amount.

  • In case a Cardholder wishes to settle the LOC prior to the expiry of the tenor, a written request should be submitted by the Cardholder an early settlement fee of 4% shall be charged on the outstanding amount of the EPP.


Application form