Lending Rates
Latest loan rates including personal loans, housing loan, vehicle loans and other lending products offered by DFCC Bank. Rates subject to change based on market conditions in Sri Lanka.
Lending Rates
*Bank's Terms & Conditions Apply
| Product | Interest Rate (P.A) Minimum | Interest Rate (P.A) Maximum |
|---|---|---|
| Overdrafts - Permanent | AWPLR + 3% | AWPLR + 5% |
| Product | Interest Rate (P.A) Minimum | Interest Rate (P.A) Maximum |
|---|---|---|
| Export Bill Finance - (USD Facilities) | 14.00% | 15.00% |
| Packing Credit (USD) | 14.00% | 15.00% |
| Foreign Currency Loans (USD) | 14.00% | 15.00% |
| Product | Interest Rate (P.A) Minimum | Interest Rate (P.A) Maximum |
|---|---|---|
| Credit Cards | 27.00% | 28.00% |
| Prearranged Temporary Overdrafts | 23.00% | 23.00% |
| Normal Temporary Overdrafts | 36.00% | 36.00% |
| Advances Against Fixed Deposits | 2.50% (Over Fixed Deposit rate) | 4.00% (Over Fixed Deposit rate) |
| Pawning | 12.00% | 12.50% |
| Leasing | 12.50% | 16.50% |
| Product | Interest Rate (P.A) Minimum | Interest Rate (P.A) Maximum |
|---|---|---|
| Housing Loans - Fixed (Normal) | 13.00% | 14.00% |
| Housing Loans - Fixed (Professionals & Pinnacle Fixed Income Clients) | 12.00% | 13.00% |
| Housing Loans - Variable | AWPLR + 3% | AWPLR + 5% |
| Personal Loans - Variable (Professionals / Salaried & Others) | AWPLR + 3% | AWPLR + 4.5% |
