Introduction
Introduction
The best vehicle financing option in the market, with a comfortable repayment plan tailored to suit your cash flows.
- Structured repayment plan
- Option to rollover
- Option to change the vehicle at the point of rollover
Eligibility
Eligibility
- Salaried employees or Professionals with Assignment over salary or Private Practice income
- Loan repayment until the age of retirement
- Salaried – Confirmed with one year continuous employment
- Self Employed Professionals – A minimum of 6 months engaged in own private practice
- Confirmed employment with a salary of LKR 100,000.00 or above (Basic + Fixed Allowances)
- Self employed professionals – 75% of 3 months average Private Practice Income with a qualifying threshold of LKR 100,000.00
Repayment
Repayment
Maximum loan tenure would be 6 years with an option to rollover for another 5 years subject to a maximum overall tenure of 8 years.
Rollover will be allowed only once after 3 years.
Click here to have a look at your instalment calculation (Personal Loan Calculator)
How to Apply
How to Apply
- Download the application form, complete and submit same to any DFCC branch
- Or you may visit a branch of your choice to apply for the loan – Branch locator
Documents to be submitted
Documents to be submitted
- Duly completed Application Form
- Accepted Terms & Conditions
- Assignment over salary – Letter of undertaking from employer on the DFCC prescribed format
- A certified copy of one’s National Identity Card, Driver License or Passport
- Latest Salary Slip. (Original/Certified copy
Contact us
Contact us
24*7 hotline – 0112 350000
FAQ
FAQ
Digital Banking
Digital Banking
- DFCC Virtual Wallet
- Online Banking
- eStatement
- SMS Alerts
- Chip based payWave enabled Debit Card
Interest Rate
Interest Rate
Tools & Support
Tools & Support
- Read our blog on Savings and Personal loans
- Check our Personal and Home Loan Calculators
- Locate our Branch/ATMs/CDMs
- Check the latest Credit Card Promotions
