Interest Rates
Find the latest Interest rates offered by DFCC Bank on our banking products including loans, term deposits and savings accounts are stated below and subject to change based on market conditions.
Savings Product Rates
DFCC Winner
(W.E.F 01st July 2025)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 2,499.99 | 0.00% (AER 0.00%) |
| 2,500.00 – 999,999 | 3.00% (AER 3.04%) |
| 1,000,000 – 4,999,999 | 3.50% (AER 3.56%) |
| 5,000,000 and Above | 4.00% (AER 4.07%) |
DFCC Xtreme Money Market Account
(Rates from 30th June to 06th July 2025)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 10,000.00 | 0% (AER 0%) |
| 10,000.00 to 999,999.99 | 2.25% (AER 2.27%) |
| 1,000,000.00 to 49,999,999.99 | 5.25% (AER 5.38%) |
| 50,000,000.00 and Above | 6.25% (AER 6.43%) |
DFCC Xtreme Money Market Dollar
(Rates for the month of July 2025)
| Deposit Range (USD) | Interest Rate (% P.A.) |
|---|---|
| Up to 49,999.99 | 3.00% (AER 3.04%) |
| 50,000.00 - 99,999.99 | 3.25% (AER 3.30%) |
| 100,000.00 - 249,999.99 | 3.50% (AER 3.56%) |
| 250,000.00 and Above | 4.00% (AER 4.07%) |
| Deposit Range | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0.00% (AER 0.00%) |
| 1,000.00 and above | 2.50% (AER 2.53%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 99,999.99 | 3.50% (AER 3.56%) |
| 100,000.00 and above | 4.50% (AER 4.59%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 - 999,999.99 | 5.00% (AER 5.12%) |
| 1,000,000.00 and above | 9.00% (AER 9.38%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0%) |
| 1,000.00 – 4,999,999 | 4.00% (AER 4.07%) |
| 5,000,000.00 and above | 5.00% (AER 5.12%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 and above | 3.50% (AER 3.56%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| 100,000.00 and Above | 4.00% |
DFCC Xtreme Money Market Account other currencies
July 2025 (The rates given below are applicable for all the tiers)
| Foreign Currency | Rates | AER |
|---|---|---|
| GBP | 2.00% | 2.02% |
| EUR | 1.00% | 1.00% |
| JPY | 0.50% | 0.50% |
| AUD | 3.25% | 3.30% |
| SGD | 2.75% | 2.78% |
| CAD | 3.25% | 3.30% |
| CHF | 0.50% | 0.50% |
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| Savings | 1.25% | 1.00% | 1.00% | 0.25% | 2.50% | 0.50% | 0.50% | 0.50% | 1.00% |
| AER | 1.26% | 1.00% | 1.00% | 0.25% | 2.53% | 0.50% | 0.50% | 0.50% | 1.00% |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Below 1,000.00 | 0% (AER 0.00%) |
| 1,000.00 - 99,999.99 | 2.50% (AER 2.53%) |
| 100,000.00 - 999,999.99 | 3.00% (AER 3.04%) |
| 1,000,000.00 and above | 4.25% (AER 4.33%) |
Gift Certificates
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Certificate Value | 4.00% |
DFCC Investment Planner
(W.E.F 01st July 2025)
| Type | Interest Rate (% P.A.) |
|---|---|
| Adult LKR | 9.00% |
| Adult FCY (USD, AUD, CAD, EUR, GBP) | 5.00% |
| Minor LKR | 9.50% |
| Minor FCY (USD, AUD, CAD, EUR, GBP) | 5.50% |
Golden Paradise Visa Program Savings
(W.E.F 01st July 2025)
| Currency | Interest Rate (% P.A.) |
|---|---|
| USD | 1.25% (AER 1.26%) |
| GBP | 1.00% (AER 1.00%) |
| EUR | 1.00% (AER 1.00%) |
| AUD | 2.50% (AER 2.53%) |
| CAD | 0.50% (AER 0.50%) |
| CNY | 1.00% (AER 1.00%) |
DFCC Online Banking Savings Goals
| Goal Amount (LKR) | Interest Rate (% P.A.) |
|---|---|
| 10,000 to 10,000,000 | 5.50% p.a (AER 5.64%) |
