Interest Rates
Find the latest Interest rates offered by DFCC Bank on our banking products including loans, term deposits and savings accounts are stated below and subject to change based on market conditions.
Savings Product Rates
DFCC Winner
(W.E.F 02nd January 2023)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 2,499.99 | 0% |
| 2,500 – 24,999 | 3.00% (AER 3.04%) |
| 25,000 – 4,999,999 | 3.50% (AER 3.56%) |
| 5,000,000 and Above | 4.00% (AER 4.07%) |
DFCC Xtreme Money Market Account
(Rates from 30th January 2023 to 05th February 2023)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 1,000,000.00 | 4.00% p.a (AER 4.07%) |
| 1,000,000.00 to 4,999,999.99 | 13.25% p.a (AER 14.09%) |
| 5,000,000.00 to 9,999,999.99 | 13.75% p.a (AER 14.65%) |
| 10,000,000.00 to 19,999,999.99 | 14.75% p.a (AER 15.79%) |
| 20,000,000.00 to 49,999,999.99 | 15.25% p.a (AER 16.36%) |
| 50,000,000.00 and above | 15.50% p.a (AER 16.65%) |
DFCC Xtreme Money Market Dollar
(Rates for the month of January 2023)
| Deposit Range (USD) | Interest Rate (% P.A.) |
|---|---|
| Up to 49,999.99 | 7.25% (AER 7.50%) |
| 50,000.00 - 99,999.99 | 7.50% (AER 7.76%) |
| 100,000.00 - 249,999.99 | 7.75% (AER 8.03%) |
| 250,000.00 and Above | 7.75% (AER 8.03%) |
| Deposit Range | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 - 49,999.99 | 0.75%(AER 0.75%) |
| 50,000.00 - 249,999.99 | 1.00%(AER 1.00%) |
| 250,000.00 499,999.99 | 1.25%(AER 1.26%) |
| 500,000.00 - 999,999.99 | 1.50%(AER 1.51%) |
| 1,000,000.00 – 1,999,999.99 | 2.00%(AER 2.02%) |
| 2,000,000.00 and above | 2.50%(AER 2.53%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 9,999.99 | 4.00 % (AER 4.07%) |
| 10,000.00 and above | 4.50% (AER 4.59%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 and above | 5.50% (AER 5.64%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 – 4,999.99 | 2.50% (AER 2.53%) |
| 5,000.00 - 99,999.99 | 3.00% (AER 3.04%) |
| 100,000.00 – 499,999.99 | 3.50% (AER 3.56%) |
| 500,000.00 – 749,999.99 | 4.50% (AER 4.59%) |
| 750,000.00 and above | 5.00% (AER 5.12%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Account Balance | 3.50% (AER 3.56%) |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 99,999.99 | 0% |
| 100,000.00 and Above | 4.00% |
DFCC Xtreme Money Market Account other currencies
January 2023 (The rates given below are applicable for all the tiers)
| Foreign Currency | Rates | AER |
|---|---|---|
| GBP | 2.00% | 2.02% |
| EUR | 1.00% | 1.00% |
| JPY | 0.50% | 0.50% |
| AUD | 3.25% | 3.30% |
| SGD | 2.75% | 2.78% |
| CAD | 3.25% | 3.30% |
| CHF | 0.50% | 0.50% |
| USD | GBP | EUR | JPY | AUD | SGD | CAD | CHF | CNY | |
|---|---|---|---|---|---|---|---|---|---|
| Savings | 1.25% | 1.00% | 1.00% | 0.25% | 2.50% | 0.50% | 0.50% | 0.50% | 1.00% |
| AER | 1.26% | 1.00% | 1.00% | 0.25% | 2.53% | 0.50% | 0.50% | 0.50% | 1.00% |
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 – 10,000.00 | 2.50% (AER 2.53%) |
| 10,001.00 – 50,000.00 | 3.00% (AER 3.04%) |
| 50,001.00 – 200,000.00 | 4.00% (AER 4.07%) |
| 200,001.00 and above | 4.25% (AER 4.33%) |
Gift Certificates
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| Certificate Value | 4.00% |
Golden Paradise Visa Program Savings
(W.E.F 02nd January 2023)
| Deposit Range (LKR) | Interest Rate (% P.A.) |
|---|---|
| USD | 1.25% (AER 1.26%) |
| GBP | 1.00% (AER 1.00%) |
| EUR | 1.00% (AER 1.00%) |
| AUD | 2.50% (AER 2.53%) |
| CAD | 0.50% (AER 0.50%) |
| CNY | 1.00% (AER 1.00%) |
