வட்டி வீதம் & செலவுகள்
Find the latest Interest rates offered by DFCC Bank on our banking products including loans, term deposits and savings accounts are stated below and subject to change based on market conditions.
Fixed Deposits
Fixed Deposit Rates
Published rates are not applicable for Fixed Deposits of Banks, Finance companies and Insurance companies.
Please refer Treasury officials on the following numbers for FD rates under the said categories.
Chalith De Silva - 0112442774, Gayan Kaushalya - 0112442780, Manoj Salgado - 0112442777
FD Rates 1 year and Below
(27th July 2020)
| 1 Month (% P.A.) | 2 Months (% P.A.) | 3 Months (% P.A.) | 6 Months (% P.A.) | 1 Year (% P.A.) | |
|---|---|---|---|---|---|
| Nominal | 4.50% | 4.50% | 5.50% | 5.75% | 6.25% |
| AER | 4.59% | 4.59% | 5.61% | 5.83% | 6.25% |
| Monthly | - | - | 5.47% | 5.68% | 6.08% |
| AER | - | - | 5.61% | 5.83% | 6.25% |
FD Rates 1 year and Above
(27th July 2020)
| 1 Year (% P.A.) | 2 Years (% P.A.) | 3 Years (% P.A.) | 4 Years (% P.A.) | 5 Years (% P.A.) | 10 Years (% P.A.) | |
|---|---|---|---|---|---|---|
| Nominal | 6.25% | 7.75% | 8.25% | 8.25% | 8.75% | 8.75% |
| AER | 6.25% | 7.47% | 7.65% | 7.39% | 7.53% | 6.49% |
| Monthly | 6.08% | 7.23% | 7.39% | 7.15% | 7.28% | 6.30% |
| AER | 6.25% | 7.47% | 7.65% | 7.39% | 7.53% | 6.49% |
| Quarterly | 6.11% | 7.27% | 7.44% | 7.19% | 7.32% | 6.34% |
| AER | 6.25% | 7.47% | 7.65% | 7.39% | 7.53% | 6.49% |
| Bi Annually | 6.16% | 7.34% | 7.51% | 7.26% | 7.39% | 6.39% |
| AER | 6.25% | 7.47% | 7.65% | 7.39% | 7.53% | 6.49% |
| Annually | 6.25% | 7.47% | 7.65% | 7.39% | 7.53% | 6.49% |
| AER | 6.25% | 7.47% | 7.65% | 7.39% | 7.53% | 6.49% |
வெளிநாட்டு நாணய நிலையான வைப்பு வீதம்
| அமெரிக்க டொலர் | பிரித்தானிய பவுன்ட் | யூரோ | ஜப்பான் யென் | அவுஸ்திரேலிய டொலர் | சிங்கப்பூர் டொலர் | கனடிய டொலர் | சுவிஸ் பிராங்க் | |
|---|---|---|---|---|---|---|---|---|
| 01 Month | 2.50% | 3.00% | 2.50% | 2.50% | 3.00% | 2.50% | 2.50% | 3.00% |
| AER | 2.53% | 3.04% | 2.53% | 2.53% | 3.04% | 2.53% | 2.53% | 3.04% |
| 03 Months - Maturity | 3.50% | 3.50% | 2.75% | 3.00% | 3.50% | 3.50% | 3.50% | 3.00% |
| AER | 3.55% | 3.55% | 2.78% | 3.03% | 3.55% | 3.55% | 3.55% | 3.03% |
| 03 Months - Monthly | 3.45% | - | - | - | - | - | - | - |
| AER | 3.51% | - | - | - | - | - | - | - |
| 06 Months - Maturity | 4.00% | 3.75% | 3.00% | 3.25% | 3.75% | 3.75% | 3.75% | 3.00% |
| AER | 4.04% | 3.79% | 3.02% | 3.28% | 3.79% | 3.79% | 3.79% | 3.02% |
| 06 Months - Monthly | 3.95% | - | - | - | - | - | - | - |
| AER | 4.02% | - | - | - | - | - | - | - |
| 01 Year - Maturity | 4.50% | 4.00% | 3.25% | 3.50% | 4.00% | 4.00% | 4.00% | 3.00% |
| AER | 4.50% | 4.00% | 3.25% | 3.50% | 4.00% | 4.00% | 4.00% | 3.00% |
| 01 Year - Monthly | 4.40% | - | - | - | - | - | - | - |
| AER | 4.49% | - | - | - | - | - | - | - |
| 5 Years - Maturity | 5.25% | - | - | - | - | - | - | - |
| AER | 4.77% | - | - | - | - | - | - | - |
| 05 Years - Annually | 4.75% | - | - | - | - | - | - | - |
| AER | 4.75% | - | - | - | - | - | - | - |
| 05 Years - Monthly | 4.65% | - | - | - | - | - | - | - |
| AER | 4.75% | - | - | - | - | - | - | - |
Senior Citizen Fixed Deposit Rates
Senior Citizen FD Rates
Nominal Fixed Deposit Rate
(27th July 2020)
| கால அளவு | பெயரளவு | ஏ.ஈ.ஆர். |
|---|---|---|
| 3 Months | 5.50% | 5.61% |
| 6 Months | 5.75% | 5.83% |
| 1 Years | 6.75% | 6.75% |
Monthly Fixed Deposit Rate
(27th July 2020)
| கால அளவு | பெயரளவு | ஏ.ஈ.ஆர். |
|---|---|---|
| 3 Months | 5.47% | 5.61% |
| 6 Months | 5.68% | 5.83% |
| 1 Years | 6.55% | 6.75% |
Certificate of Deposit Rates
Certificate of Deposit Rates
CD's Rates
(27th July 2020)
| கால அளவு | விகிதம் (சாதாரண) | ஏ.ஈ.ஆர். |
|---|---|---|
| 3 Months | 5.50% | 5.61% |
| 6 Months | 5.75% | 5.83% |
| 1 Years | 6.25% | 6.25% |
| 2 Years | 7.75% | 7.47% |
| 3 Years | 8.25% | 7.65% |
| 4 Years | 8.25% | 7.39% |
| 5 Years | 8.75% | 7.53% |
Saving Rates
Savings Product Rates
Mega Bonus Savings Account
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 - 49,999.99 | 0.75% (AER 0.75%) |
| 50,000.00 - 249,999.99 | 1.00% (AER 1.00%) |
| 250,000.00 - 499,999.99 | 1.25% (AER 1.26%) |
| 500,000.00 - 999,999.99 | 1.50% (AER 1.51%) |
| 1,000,000.00 - 1,999,999.99 | 2.00% (AER 2.02%) |
| 2,000,000.00 and Above | 2.50% (AER 2.53%) |
DFCC Float Savings Account
(Rates from 27th July 2020 to 02nd August 2020)
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 99,999.99 | 0% |
| 100,000.00 - 4,999,999.99 | 1.75% (AER 1.76%) |
| 5,000,000.00 - 9,999,999.99 | 2.75% (AER 2.78%) |
| 10,000,000.00 and Above | 3.75% (AER 3.82%) |
Xtreme Saver Account
(Rates from 27th July 2020 to 02nd August 2020)
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 - 9,999,999.99 | 3.75% (AER 3.82%) |
| 10,000,000.00 - 19,999,999.99 | 4.75% (AER 4.85%) |
| 20,000,000.00 - 49,999,999.99 | 5.75% (AER 5.90%) |
| 50,000,000.00 and Above | 6.25% (AER 6.43%) |
Xtreme Dollar Saver Account
(Rates for the month of July 2020)
| வைப்பு வீச்சு (அமெரிக்க டொலர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 49,999.99 | 3.00% (AER 3.04%) |
| 50,000.00 - 99,999.99 | 3.25% (AER 3.30%) |
| 100,000.00 - 249,999.99 | 3.75% (AER 3.82%) |
| 250,000.00 and Above | 4.00% (AER 4.07%) |
DFCC Junior Savings Account
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 - 4,999.99 | 2.50% (AER 2.53%) |
| 5,000.00 - 99,999.99 | 3.00% (AER 3.04%) |
| 100,000.00 - 499,999.99 | 3.50% (AER 3.56%) |
| 500,000.00 and Above | 5.00% (AER 5.12%) |
DFCC Junior Plus Account
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 999.99 | 0% |
| 1,000.00 and Above | 5.50% (AER 5.64%) |
Supreme Vaasi Account
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 4,999.99 | 0% |
| 5,000.00 and Above | 3.00% (AER 3.04%) |
DFCC Garusaru
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 9,999.99 | 4.50% (AER 4.59%) |
| 10,000.00 and Above | 5.00% (AER 5.12%) |
DFCC Winner
(27th July 2020)
| வைப்பு வீச்சு (எல்.கே.ஆர்) | வீதம் (% பி.ஏ.) |
|---|---|
| Up to 2,499.99 | 0% |
| 2,500.00 and Above | 5.00% (AER 5.12%) |
Xtreme Saver Other Currencies
27th July 2020 (The rates given below are applicable for all the tiers)
| பிற நாணயங்கள் | வீதம் (% பி.ஏ.) | ஏ.இ.ஆர் |
|---|---|---|
| GBP | 2.00% | 2.02% |
| EUR | 1.00% | 1.00% |
| JPY | 0.50% | 0.50% |
| AUD | 3.25% | 3.30% |
| SGD | 2.75% | 2.78% |
| CAD | 3.25% | 3.30% |
| CHF | 0.50% | 0.50% |
வெளிநாட்டு நாணய சேமிப்பு வீதம்
| அமெரிக்க டொலர் | பிரித்தானிய பவுன்ட் | யூரோ | ஜப்பான் யென் | அவுஸ்திரேலிய டொலர் | சிங்கப்பூர் டொலர் | கனடிய டொலர் | சுவிஸ் பிராங்க் | |
|---|---|---|---|---|---|---|---|---|
| Savings | 1.25% | 1.00% | 1.00% | 0.25% | 2.50% | 0.50% | 0.50% | 0.50% |
| AER | 1.26% | 1.00% | 1.00% | 0.25% | 2.53% | 0.50% | 0.50% | 0.50% |
REPO Rates
REPO Rates
G-Sec REPO Rate
(W.E.F. 10th July 2020)
| கால கட்டம் | ரூ. 1 மில்லியனுக்கும் கீழே (பி.ஏ.) | ரூ. 1 மில்லியனுக்கு மேல் (பி.ஏ.) |
|---|---|---|
| Overnight | 4.15% | 4.25% |
| 1 Week | 4.20% | 4.30% |
| 1 Month | 4.40% | 4.50% |
| 3 Months | 4.65% | 4.75% |
| 6 Months | 4.75% | 4.85% |
| 12 Months | 4.90% | 5.00% |
Debenture REPO Rate
(W.E.F. 10th July 2020)
| கால கட்டம் | ரூ. 1 மில்லியனுக்கும் கீழே (பி.ஏ.) | ரூ. 1 மில்லியனுக்கு மேல் (பி.ஏ.) |
|---|---|---|
| Overnight | 4.65% | 4.75% |
| 1 Week | 4.70% | 4.80% |
| 1 Month | 4.90% | 5.00% |
| 3 Months | 5.15% | 5.25% |
| 6 Months | 5.25% | 5.35% |
| 12 Months | 5.40% | 5.50% |
Lending Rates
(W.E.F 16th July 2020)
Lending Rates
(W.E.F 16th July 2020)
*Bank's Terms & Conditions Apply
| உற்பத்தி | வட்டி விகிதம் (% பீ.ஏ.) குறைந்தபட்ச | வட்டி விகிதம் (% பீ.ஏ.) அதிகபட்ச |
|---|---|---|
| Overdrafts - Permanent | 11.00% | 13.50% |
| Business Loans | 11.00% | 13.50% |
| உற்பத்தி | வட்டி விகிதம் (% பீ.ஏ.) குறைந்தபட்ச | வட்டி விகிதம் (% பீ.ஏ.) அதிகபட்ச |
|---|---|---|
| Export Bill Finance - (USD Facilities) | 5.50% | 6.75% |
| Packing Credit (USD) | 5.50% | 6.75% |
| Foreign Currency Loans (USD) | 5.50% | 6.75% |
| உற்பத்தி | வட்டி விகிதம் (% பீ.ஏ.) குறைந்தபட்ச | வட்டி விகிதம் (% பீ.ஏ.) அதிகபட்ச |
|---|---|---|
| Credit Cards | 24.00% | 28.00% |
| Prearranged Temporary Overdrafts | 24.00% | 24.00% |
| Advances Against Fixed Deposits | 2.00% | 3.00% |
| Pawning | 10.00% | 10.00% |
| Vehicle Leasing | 10.00% | 14.00% |
| உற்பத்தி | வட்டி விகிதம் (% பீ.ஏ.) குறைந்தபட்ச | வட்டி விகிதம் (% பீ.ஏ.) அதிகபட்ச |
|---|---|---|
| Housing Loan Fixed (Professionals / Salaried) | 10.00% | 10.50% |
| Housing Loans (Professionals / Salaried & Others) | AWPLR + 2.5% | AWPLR + 3.5% |
| Personal Loans - Fixed (Professionals / Salaried & Others) | 10.00% | 14.25% |
| Personal Loans - Variable (Professionals / Salaried & Others) | AWPLR + 3.0% | AWPLR + 5.5% |
Foreign Currency Rates
Foreign Currency Deposit Rates
Foreign Currency Saving Rates
(27th July 2020)
| அமெரிக்க டொலர் | பிரித்தானிய பவுன்ட் | யூரோ | ஜப்பான் யென் | அவுஸ்திரேலிய டொலர் | சிங்கப்பூர் டொலர் | கனடிய டொலர் | சுவிஸ் பிராங்க் | |
|---|---|---|---|---|---|---|---|---|
| Savings | 1.25% | 1.00% | 1.00% | 0.25% | 2.50% | 0.50% | 0.50% | 0.50% |
| AER | 1.26% | 1.00% | 1.00% | 0.25% | 2.53% | 0.50% | 0.50% | 0.50% |
Foreign Currency Fixed Deposit Rates
(27th July 2020)
| அமெரிக்க டொலர் | பிரித்தானிய பவுன்ட் | யூரோ | ஜப்பான் யென் | அவுஸ்திரேலிய டொலர் | சிங்கப்பூர் டொலர் | கனடிய டொலர் | சுவிஸ் பிராங்க் | |
|---|---|---|---|---|---|---|---|---|
| 01 Month | 2.50% | 3.00% | 2.50% | 2.50% | 3.00% | 2.50% | 2.50% | 3.00% |
| AER | 2.53% | 3.04% | 2.53% | 2.53% | 3.04% | 2.53% | 2.53% | 3.04% |
| 03 Months - Maturity | 3.50% | 3.50% | 2.75% | 3.00% | 3.50% | 3.50% | 3.50% | 3.00% |
| AER | 3.55% | 3.55% | 2.78% | 3.03% | 3.55% | 3.55% | 3.55% | 3.03% |
| 03 Months - Monthly | 3.45% | - | - | - | - | - | - | - |
| AER | 3.51% | - | - | - | - | - | - | - |
| 06 Months - Maturity | 4.00% | 3.75% | 3.00% | 3.25% | 3.75% | 3.75% | 3.75% | 3.00% |
| AER | 4.04% | 3.79% | 3.02% | 3.28% | 3.79% | 3.79% | 3.79% | 3.02% |
| 06 Months - Monthly | 3.95% | - | - | - | - | - | - | - |
| AER | 4.02% | - | - | - | - | - | - | - |
| 01 Year - Maturity | 4.50% | 4.00% | 3.25% | 3.50% | 4.00% | 4.00% | 4.00% | 3.00% |
| AER | 4.50% | 4.00% | 3.25% | 3.50% | 4.00% | 4.00% | 4.00% | 3.00% |
| 01 Year - Monthly | 4.40% | - | - | - | - | - | - | - |
| AER | 4.49% | - | - | - | - | - | - | - |
| 5 Years - Maturity | 5.25% | - | - | - | - | - | - | - |
| AER | 4.77% | - | - | - | - | - | - | - |
| 05 Years - Annually | 4.75% | - | - | - | - | - | - | - |
| AER | 4.75% | - | - | - | - | - | - | - |
| 05 Years - Monthly | 4.65% | - | - | - | - | - | - | - |
| AER | 4.75% | - | - | - | - | - | - | - |
